Zelkin Risk Solutions, LLC
At Zelkin Risk Solutions, LLC, we help businesses make informed financial decisions by providing expert actuarial consulting.
About Us
Zelkin Risk Solutions, LLC was founded by Kristopher Zelkin, FSA, MAAA, an actuary with 19 years of experience in healthcare and employee benefits. As Founder and Chief Actuary, he helps small and mid-sized brokers and employers navigate financial risk with confidence.The firm specializes in Incurred But Not Paid (IBNP) analyses and plan design valuations, providing the insights necessary for accurate financial planning. With a tailored, analytical approach backed by deep industry expertise, Zelkin Risk Solutions delivers actuarial solutions that drive informed decision-making.
Our Work
At Zelkin Risk Solutions, LLC, we provide the actuarial expertise you need but may not have in-house. With nearly 20 years of experience in the benefits industry—working with major insurers, brokers, consulting firms, and employers—we deliver timely, action-oriented financial risk analysis that supports internal teams, external auditors, and strategic decision-making.As an independent actuarial firm, we offer unbiased financial analysis and advice, free from conflicts of interest. Our services include:IBNP Analyses – Estimating health claims liabilities to ensure accurate financial planning.Plan Design Valuations – Assessing the impact of benefit changes on cost and risk.Custom Actuarial Consulting – Supporting HR, Finance, and Audit teams with tailored financial risk analysis.Whether partnering with brokers, consulting firms, or directly with employers, we act as an extension of your team—offering specialized actuarial support without the need for a full-time in-house actuary. From reserve analysis to evaluating benefit plan cost impacts, we provide the clarity and expertise to help you make informed financial decisions.
Thank You
Let’s work together to bring clarity to your financial risk.